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Terms of Service

Effective Date: January 1, 2022

By accessing Cashfunds.ca and using the services available on this site, you agree to be bound by the Terms of Use below. Please read these terms carefully. If you do not agree to these terms, do not access or use this website.

Loan Matching Service

Cashfunds.ca is a loan matching service that connects consumers with prospective lenders participating in its direct network of personal loan lenders. To use the service, you must complete an online application form that requests specific information from you, including, but not limited to, your name, address, telephone number, email address, social security number, banking account information, and employment information. Cashfunds.ca’s collection and use of this information is subject to this site’s Privacy Policy. By using this website or services offered on this website, you also agree to the terms and conditions set forth in the Privacy Policy. If you do not agree to these Terms of Use of the separate Privacy Policy, please do not use this site. Once a consumer submits the application form on this site, Cashfunds.ca shares you information with one or more participating lenders. By submitting the application form, you understand and agree that you are submitting an inquiry about a loan product to Cashfunds.ca and each of the participating lenders to whom Cashfunds.ca transmits your loan request. By submitting the application form, you are extending an express invitation to Cashfunds.ca and each of the participating lenders with whom your information is shared to contact you by any means (including, without limitation, email, telephone, and direct mail) so that they may assist you with your transaction or provide information to you about additional offers in which you may be interested. Participating lenders who receive your application information from Cashfunds.ca review your information in real-time to determine whether your information meets the lender’s loan qualification criteria. Participating lenders may, among other things, verify your social security number, perform a credit check, and review your information against national databases that track consumer transactions with lending institutions. By submitting the application form, you agree to allow participating lenders to review, verify and research your information in such manner. If a participating lender determines that your application meets its loan qualification criteria, Cashfunds.ca will open a new web page identifying the name(s) and contact information of the lender(s), or redirect your browser to the lender’s website. You understand and agree that, once you have been redirected to the lender’s website, Cashfunds.ca has no further involvement in the loan application or approval process. Your subsequent interactions with the lender are subject to privacy policy, terms of use and other policies enforced by that lender. Cashfunds.ca is not a lender and does not make loans or credit decisions in connection with its loan matching service. Cashfunds.ca does not guarantee acceptance into any particular loan program or specific loan terms of conditions with any participating lender. Cashfunds.ca is not an agent of or any participating lender. Cashfunds.ca is not involved with a lender’s use and/or review of your application information or in making a determination about whether you meet a particular lender’s loan qualification criteria. The lender is solely responsible for its services to you, and you agree that Cashfunds.ca shall not be liable for any damages or costs of any type arising out of or in any way connected with your use of the loan matching service. Cashfunds.ca reserves the right to change any information, features and/or functions of the loan matching service without prior notice. Cashfunds.ca may deny you access to all or part of the services without prior notice if you engage in any conduct or activities that Cashfunds.ca determines, in its sole discretion, violate these Terms of Use, the rights of Cashfunds.ca or any third party, or is otherwise inappropriate. Cashfunds.ca is not responsible for any errors or delays in providing the loan matching services caused by errors in any of the application information provided by you or by any technical problems beyond our reasonable control.

Disclaimers and Limitations

This website and the information, software, products and services associated with it are provided ‘as is.’ Cashfunds.ca expressly disclaims any warranty of any kind, whether express or implied, as to any matter whatsoever relating to this website and any information, software, products provided herein, including without limitation the warranties of title, non-infringement, merchantability, or fitness for a particular purpose. Cashfunds.ca makes no warranty as to the results that may be achieved by using this website and the information, software, products and services associated with it. Use of this website and/or its services is at your own risk. Cashfunds.ca and/or its participating lenders or advertisers or any of their officers directors, agents, subsidiaries, affiliates, employees, successors, assigns, content providers or service providers will not be liable for any direct, indirect, incidental, consequential, special, or punitive damages or other injury arising out of or in any way connected with the use of this website and/or its services with the delay or inability to use this website, or for any information, software, products and services obtained through this website, or otherwise arising out of the use of this website, whether resulting in whole or in part, from breach of contract, tortuous behavior, negligence, strict liability or otherwise, even if Cashfunds.ca or its participating lenders have been advise of the possibility of damages. Cashfunds.ca makes no representation that materials on the site are appropriate or available for use in locations other than the Canada. Those who choose to access Cashfunds.ca from outside the Canada do so on their own initiative and at their own risk, and are responsible for compliance with local laws, if and to the extent applicable.

Indemnity

As a condition of using this web site and/or the services offered herein, you agree to indemnify Cashfunds.ca and its participating lenders from and against any and all liabilities, expenses (including attorneys’ fees) and damages arising out of claims resulting from your use of this web site, including without limitation any claims alleging facts that if true would constitute a breach by you of these Terms. Links to Third Parties This web site may contain links to other web sites operated by participating lenders or other third parties. Such links are provided for your convenience and reference only. Cashfunds.ca does not operate or control in any respect any information, software, products or services available on such third party sites. Cashfunds.ca’s inclusion of a link to a web site does not imply any endorsement of the services or the site, its contents, or its sponsoring organization. Trademark and Intellectual Property The trademarks, logos, and service marks (collectively the “Trademarks”) displayed on the Site, are registered and unregistered Trademarks of Cashfunds.ca. Nothing contained on the site should be construed as granting, by implication or otherwise, any license or right to use any content on the site without the written permission of Cashfunds.ca.

Embedded content from other websites

Any personal information you provide on this website remains your personal property. However, by submitting your information on this website, or in the course of using this website’s services, you consent and agree to the following: the transfer of your personal information, and any other data we acquire about you from third-party service providers in the process of evaluating you for a loan, to other companies including but not limited to, other consumer credit lenders and their affiliates; the use of your personal, demographic and profile information to enhance your experience at “Cashfunds.ca” and enable us to improve this website through statistical and market analysis; adding of your information to our consumer database, of which may be used to contact you via email, telephone or postal mail regarding new product and service offerings from “Cashfunds.ca” and/or its affiliates, and/or the status of orders placed online. By providing your personal information to this website for the purpose of inquiring about a loan, you consent for us to share your information with potential lenders. To this end, by agreeing to this Privacy Policy you provide your consent to “Cashfunds.ca” to sell your information to trusted lenders and lead providers. Though we make every effort to preserve user privacy, we may be required to disclose personal information in some instances, such as: 1) when required by law wherein we have a good faith believe that such action is necessary to comply with a judicial proceeding, court order, and/or subpoena; 2) in the event that “Cashfunds.ca” is sold or acquired; or 3) in the event that we believe that the Website is being, or has been, used in violation of our terms and conditions or to commit unlawful acts. Moreover, you hereby consent to the disclosure of any record or communication to any third party when “Cashfunds.ca”, in its sole discretion, determines the disclosure to be appropriate including, without limitation, sharing your email address with other third parties for suppression purposes in compliance with the provisions of the CAN-SPAM Act of 2003, as amended from time to time.

Other Terms

These Terms Of Use, together with the Privacy Policy constitute the entire agreement between you and Cashfunds.ca. If any part of these Terms is determined unenforceable pursuant to applicable law, then the invalid and unenforceable provision will be deemed superseded by a valid and enforceable provision that most closely matches the intent of the original provision and the remainder of these Terms shall remain in effect. Any failure by Cashfunds.ca to exercise or enforce any right or provision of these Terms will not be deemed a waiver of such right or provision. Cashfunds.ca may amend these Terms at any time by posting the amended terms on its web site. Your continued use of the site after any modification will act as an agreement to the Terms Of Use as modified. All amended terms are automatically effective immediately, upon posting.